Changing the Conversation on Benefits and Business

Here at Robert Slayton & Associates, Inc. we believe in changing the conversation about benefits and your business. It’s NOT about giving you a spreadsheet and promising better service. It is about helping you as a business owner meet Your business objectives.

Our goal is to cut $20,000 - $2,000,000 of expenses out of your business. We do this through our “Whole View” process. Our secondary objective is to make sure you are meeting your compliance and fiduciary duties surrounding your benefits offering. Regardless of what the current President is trying to do, the Affordable Care Act is currently the law of the land. Furthermore, ERISA and DOL rules still apply regardless of any future changes.

 

How Do We Do This?
We look at your benefits and analyze your data. Chances are that you are overpaying for prescriptions and paying for procedures that are not in the best interest of your employees. While beneficial, just implementing wellness programs, smoking cessation programs, raising deductibles, and moving employees to HSA plans is NOT the most effective way of cutting costs. Imagine paying for your diabetic employees’ medications and saving money. How about having a nurse have a real conversation about the best doctor to perform a surgery because, in almost every case, the best doctor is the least expensive.

By the way, if you have a self-insured plan and do not know where the manufacturer rebates for prescriptions go, you may be in violation of your fiduciary duty and can be held personally liable (your D&O insurance will not cover this breach). We analyze the last 3 years of your tax data for your business with the goal of reclaiming $20,000 to over $100,000 of tax breaks that weren’t taken or would be available if you used a different tax structure.

If you own commercial property, are a manufacturer, or have a warehouse, we may be able to save you between $20,000 to over $200,000 by doing engineering cost segregation. These savings can start as soon as 30 days from when they were discovered.

If you hire employees, we find tax credits for new employees. We search not only federal, but also state and local programs. Furthermore, you can have the estimated tax credits (typically ranging between $2400 and $9600) before you hire, that way you can hire the people who qualify for these credits (all things being equal among candidates).

We analyze your 401k plan and can tell you whether you are overpaying, are in compliance, and whether the offerings are adequate.


We Sign a Mutual Non-Disclosure Agreement
Your data and information is important and will not be shared with anyone not associated with our scope of work.

We are Professionals and Charge a Fee
Unlike people just trying to sell you a product. We take a fee approach. That way you get an unbiased opinion. Plus, if you pay us a fee, it is much more likely that you will provide us with the information requested to do the analysis. Our fees range from $1,500 for most services up to $34,000 for a comprehensive review and shopping of your self-insured plan.

Money Back Guarantee
If you don’t feel that we gave you more value than the cost of our services, we’ll give you your money back.1

1Occasionally, companies such as an insurance carrier will require a payment to release things such as claims data. This can be paid by you directly or, if paid by us, this portion will not be refunded. Refer to our contract for specific information.

 
     
 

All Rights Reserved Robert Slayton & Associates, Inc. Insurance
Privacy Policy